Job Description
Job Purpose – The role holder is responsible for Credit Appraisal of MSME Loans as per pre-defined TAT with due adherence of Process, Policies and delegation of authority
Functional Responsibilities –
(1) Appraise/Recommend/ Approve Credit Proposals as per the delegation of authority
(2) Review delinquent cases and document learnings / portfolio reviews for Risk Management
(3) Conduct Process audits
(4) Recommend changes to Policy, Process based on local nuances / competitor feedback
(5) Implement system integration plans
(6) Monitor NPA and keep a track of it
(7) Customer visits for PD
(8) Identification of process and policy gaps & potential risk arising out of it
(9) Suggesting internal control measures and ensures implementation to address such gaps
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