You Lead the Way. We’ve Got Your Back.
At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly redefining what’s possible — and we’re proud to back each other every step of the way. When you join #TeamAmex, you become part of a diverse community of over 60,000 colleagues, all with a common goal to deliver an exceptional customer experience every day. We back our colleagues with the support they need to thrive, professionally and personally. That’s why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
Commercial Underwriting is responsible for conducting in-depth credit risk analysis for small and mid-sized business customers who have high credit exposure or request high spending capacity. Credit analysis will include, but not limited to financial statement (business and personal) reviews, wide range of business models and industry risk assessment, coupled with support from internal and external model outputs to reach sound credit decisions. Underwriter position is a part of Commercial Underwriting team and reports to the SDL, Commercial Underwriting.
Factors to Success / Responsibilities:
Past Experience:
Overall 5 years of work experience including 2 years in Commercial Lending/Underwriting profiles.
Academic Background:
Functional Skills/Capabilities:
Other Notes:
Like other Secondment/Auxiliary/Job rotation programs existing at the center, there is no commitment of any promotion at the end of the Secondment Program. This is a temporary job posting after which the candidates will be required to go back to their regular responsibilities / new role. Being selected for this program also does not mean a change in compensation or in the band level.
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
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