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Job Discription
Position deliverables
The role envisages the following:
- Define the product and processes to enable lending to Small Commercial Vehicle first time owners and fleet owners
- Driving the sales training, credit appraisal, decisioning, disbursement, loan operations, loan monitoring, vehicle monitoring, audit and compliance
- Setting up program parameters across different product and partner program
- Source and manage field investigation and audit agencies and electronic verification providers
- Managing portfolio risk across partners, OEMs, cities and product segments.
- Leveraging technology and OEM partnerships to develop market leading credit risk monitoring models
- Support city rollout and partner onboarding and collection best practice development
- Developing and managing the credit and operations team
You must have:
- An MBA/ CA with 4-7 years of experience
- Done vehicle loan credit and policy for an NBFC for atleast 5 years
- Hands-on and good inter-personal skills, with an outgoing attitude
- Attention to detail and accuracy
It would be nice if you had:
- Preference for small commercial vehicle finance or used heavy commercial vehicle finance
- Experience of setting up loan systems and processes from scratch.
