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Description
You Lead the Way. We’ve Got Your Back.
With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.
At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.
Join Team Amex and let’s lead the way together.
Functional Description:
Within the Global Risk & Compliance organization, the Market Risk Oversight Group is the independent risk management team covering all financial risks undertaken by the Treasury function at American Express. The team’s core responsibility is to design and execute risk measurement and controls across balance sheet management areas, including funding and liquidity risk, market risk, and capital management. The role will assume the responsibility of overseeing key areas in market risk (including investments), Capital management and deposits funding, leveraging analytical frameworks for independent risk assessment and providing effective challenge to the processes.
This candidate will report to Senior Manager, Market Risk Oversight, and will be responsible for developing and monitoring risk metrics, conducting in-depth reviews of Capital management, Investments & FX risk processes, undertake and expand deposit portfolio analytics, ensuring compliance with regulations and internal policies, managing relationships with first line partners, assisting in regulatory interactions, and enhancing the firm’s market risk management program as American Express’s balance sheet grows.
Responsibilities
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Perform independent review and oversight of Capital Management, including Loss Given Stress (LGS) & remaining risk tolerance (RRT), Investments and FX risk related processes, including but not limited to methodologies and assumptions
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Conduct ongoing monitoring and analysis of Loss Given Stress (LGS) including tracking of metrics and refresh of limits and thresholds on expected credit risk losses under stressed conditions.
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Analyze trends in the deposit and checking portfolios and conduct deep dive analysis to understand key drivers
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Produce risk dashboards for AXP Risk Committees including tracking risk appetite metrics across above risk pillars.
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Conduct gap assessment and compare industry best practices to strengthen risk controls and meet heightened regulatory standards
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Assist in preparing briefings for risk management committees/ senior leadership forums & contribute to regulatory engagements and examinations
Minimum Qualifications:
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Experience in Credit and Financial risk management highly preferred
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Graduate degree in Finance, Statistics, Mathematics, Engineering, or a related field, is required;
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Strong verbal and written communications required
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Ability to effectively deliver complex messages to senior leaders and stakeholders across three lines of defense
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Strong analytical skills and business acumen with a risk-reward control perspective
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Experience with data-driven analytical tools (e.g. SQL,HIVE/HADOOP, Python);
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Proactive in identifying issues, delivering and escalating key findings, and advising on recommended solutions to correct issues or mitigate risks
Qualifications
We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:
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Competitive base salaries
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Bonus incentives
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Support for financial-well-being and retirement
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Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
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Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
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Generous paid parental leave policies (depending on your location)
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Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
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Free and confidential counseling support through our Healthy Minds program
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Career development and training opportunities
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
Job: Risk
Primary Location: India-Haryana-Gurgaon
Schedule Full-time
Req ID: 23013103
